Factors Impacting Bank’s Performance: A Literature Review
Authors: Chaitaly Athaley, Shailesh Rastogi, Akanksha Goel, Venkata Mrudula Bhimavarapu
Journal: TEST Engineering & Management
Publication date: 2020 May/June
Publisher: TEST Engineering & Management
URL: click here
Banking system of anation plays a prominent role in shaping the economy by developing the financial systems. The occurrence of financial crisis of 2008, created a special interest amongst researchers worldwide to understand and analyse the impacts of bank performance. This Paper mainly aims to identify the various factors that impact banks’ performance. It divulges the existing literature review and discovers the research gap from the current body of the knowledge, and lays a path for future researchers and guides them in a proper direction. In this paper authors have given a detailed literature categorizing intofour major categories, where first part deals with determinants of profitability, second part deals with determinants of efficiency, third part deals with determinants of Non-Performing assetsand the last part describes the impact of governance practices on a bank’s performance. This study finds that although numerous studies have been carried out, across different geographies, to identifythe determiners that impact a bank’s profitability,yet theempirical evidence from these researches have either demonstrated ambiguous or mixed results.